A report commissioned by Public Safety Canada found that Canada is poorly prepared for extreme weather events and is paying a premium in recovery spending as a result of underinvestment in disaster adaptation. (The Logic)

Talking point: The report, published by the Council of Canadian Academies, criticizes the “Act of God” framing in climate-disaster scenarios—situations that “no one could have prevented”—arguing it absolves decision-makers for damages. It recommends better access to data and taking proactive measures like creating new building codes and engineering practices to help “climate-proof” infrastructures. It also suggests disincentivizing homeowners from building or rebuilding on floodplains, and lowering insurance premiums for homes with flood-protection measures like backwater flood valves. Insurance firm Intact Financial reported this week that it amassed $186 million in pre-tax catastrophe losses last quarter, warning that last year’s B.C. floods are “a reminder that as a society we need to take immediate action to adapt to a changing climate.”